BNI – More Important Than Your Credit Score
You spent time and energy and focus on cultivating an impressive credit score, right? Still turned down for a loan or a mortgage? What gives? It just might be your BNI. While your credit [...]
How to Rebuild Your Damaged Credit
Many of us have damaged our credit in the past unknowingly. We have done this by using over 50% of our credit limit, maxing out our credit card or requesting increases. Even by applying for [...]
Correct Those Errors on Your Credit Report
Your credit score could be lower than you think and it could be through no fault of your own. Errors on your credit report can be dragging down your score. This is why it is so important [...]
Understanding Your Credit Report
Poor credit habits often translate into low credit scores. Low scores make life more expensive than it needs to be. Understanding your credit report is the first step to seeing where the [...]
Credit Scores And How Lenders Assess Risk
Your credit score is a 3 digit number assigned to you by lenders that show how much of a credit risk you are. The higher the score, the better the offer that comes your way. A lower score? You [...]
Credit Card Utilization – How much you use can affect your credit score
Credit card utilization isn’t something that gets a lot of airplay but is a key factor in how reporting agencies calculate your credit report and credit score. You shouldn’t overlook in how [...]
