BNI – More Important Than Your Credit Score
You spent time and energy and focus on cultivating an impressive credit score, right? Still turned down for a loan or a mortgage? What gives? It just might be your BNI. While your credit [...]
Winter in Vancouver…Rain or Snow, It’s Good to Go.
Winter in Vancouver…well, the upcoming holidays say that winter is here but Vancouver and the rest of the Lower Mainland are on the fence about it. The torrent of rain and the lack of snow [...]
Computer Scams – Not Just Rich Princes in Foreign Lands
Computer scams are on the rise. Criminals are quick to use the latest technology to part you from your personal information and money. We are all familiar with email scams from rich princes in [...]
From Two Incomes to One…Deliberately.
These days, it is not at all uncommon for a two income family to struggle with daycare affordability and decide that it’s better for one person to stay home with the kids instead. Daycare, if you [...]
Five Ways to Increase Your Chances of Bankruptcy
The average person declaring bankruptcy looks a lot like you. Bankruptcy can happen to anyone, regardless of where you are on the socio-economic spectrum. It is truly equal opportunity. So what [...]
How to Rebuild Your Damaged Credit
Many of us have damaged our credit in the past unknowingly. We have done this by using over 50% of our credit limit, maxing out our credit card or requesting increases. Even by applying for [...]
Fear of Missing Out and Instant Gratification
The fear of missing out. FOMO, is a well used term for what us older folks refer to as “Keeping Up With the Joneses”. Oxford Dictionary added it in 2013. Along with ‘twerk’ and [...]
Understanding Emotional Spending
Ever asked yourself why you just can’t seem to save money? Wonder why you compulsively spend and sabotage your efforts? For some of us, money is emotional and spending is temporarily therapeutic. [...]
Correct Those Errors on Your Credit Report
Your credit score could be lower than you think and it could be through no fault of your own. Errors on your credit report can be dragging down your score. This is why it is so important [...]
Winter Holiday Events in Toronto – Cheap!
Toronto has a well deserved reputation for being expensive. Frightfully so at times. So, it’s been great to see that Toronto has some fabulous options for the winter holidays. Whether it’s [...]
