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  Over half of post secondary students in BC do not purchase the required textbooks due to cost. Over a quarter of potential students looking to further their education choose classes [...]

Ever tried to figure out the best time to buy something? Big or small, nearly all consumer goods fall into a sales cycle. Which means that sales are often planned months if not a year ahead of [...]

    For most of us, debt will always be a part of our life. It comes with investing for our future. However, the rate of household debt is out of control. The average Canadian will pay [...]

  Poor credit habits often translate into low credit scores. Low scores make life more expensive than it needs to be. Understanding your credit report is the first step to seeing where the [...]

For many, the only way to pay their credit cards is to pay it off in full each month. They treat credit as a convenience and they know it comes at a price.  The average interest rate is 19.9% on [...]

I believe we have all had this happen to us; you’re sitting at home minding your own business when suddenly your phone rings. Its a number you do not recognize. You answer the phone and are [...]

  Winter holidays are quickly approaching and some of us are still paying off the bills from last year. Budgeting for gift giving season will eliminate that credit hangover that lingers for [...]

Let’s be honest. Problems with debt can happen. Whether it’s because we’ve lost a job, significant illness or the loss of a family member, we can find ourselves unable to stay on top of the [...]

Running a home and raising a child on a single income is challenging to say the least. Doing it all as a single parent just might qualify you for superhero status.  Budgeting is key to survival [...]

Credit card utilization isn’t something that gets a lot of airplay but is a key factor in how reporting agencies calculate your credit report and credit score. You shouldn’t overlook in how [...]